We conducted a survey of people of different age groups to find out what they thought about the pension system. Here below are our results and our solutions.
The Results
We conducted a questionnaire to survey three different age groups and here are our results and solutions:
In general, the oldest sector of society had a wide range of opinions, verging from bitterness at the apparently i ➔
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We conducted a survey of people of different age groups to find out what they thought about the pension system. Here below are our results and our solutions.
The Results
We conducted a questionnaire to survey three different age groups and here are our results and solutions:
In general, the oldest sector of society had a wide range of opinions, verging from bitterness at the apparently inadequate size of their pension or satisfaction and security. Many people felt that they could have spent more and had a better life when they were younger as now they are able to live comfortably off their pensions. There was a sense that by the time they had reached old age, it was too late to change their pension situations; they found the constant changes to the pension schemes confusing and worrying.
In general, adults with jobs requiring more training such as dentist or doctor were more unaware of the pension scheme than adults with jobs involving sales and business. Also, those who were more aware of the pension system wanted to retire later than those who were unaware of it. This is interesting because it implies that people aware of the pension scheme feel they have a responsibility to the state to work for longer. Many adults felt that not enough money is given to pensioners, although most did not feel any changes should be made to the system itself.
Our younger generation consisted of those aged 7 to 22. In general, youth in the United Kingdom do not know that much regarding the pension system. They are unaware of how much someone receives when they have retired or the legal age of retirement. Some of this generation wanted the age of retirement to be 45, while others felt it should be up to 65. Furthermore, youth in the UK know relatively little about the ageing population problem. In addition, very few people knew what they wanted to do exactly in the future. To solve these problems, youth should be educated about career and retirement prospects. This would enable them to understand this big political issue when it is discussed in the news.
Our Solutions
• People would have to pass a disability test before they retired, showing that they were unable to continue their job. This would lower the amount of money required to keep the pension system as it would reduce the number of retired people, and it would increase the number of people in the workplace. However, it would reduce the number of jobs for young people.
• More transparency about pensions, and realistic commitments made by the government so that they can be taken at face value and are guaranteed to not be altered (as happened recently in England to workers in the state sector)
• Separation of pensions from jobs, with private pension schemes and savings programmes to be chosen by the individual, and a minimum level guaranteed by the state
• Only just over 15% of the younger generation who we interviewed were aware of the pension system, therefore we should promote awareness of the pension system to the younger generation through school programmes.
• Over 80% of the adults we interviewed would like to see changes in the pension system, therefore we think that adults